Underwriting Innovation Lead

Underwriting Innovation Lead

Lead the development of innovative underwriting capabilities that improve decision making and customer outcomes. Work at the forefront of underwriting, data and emerging technology across NFU Mutual. Hybrid 80% homeworking and 20% from Stratford-Upon-Avon.

Overview

As an Underwriting Innovation Lead at NFU Mutual, you will lead the identification, development and progression of innovative capabilities that enhance underwriting decision making, operational efficiency and customer outcomes. This is a new role that sits at the centre of underwriting and innovation, giving you the opportunity to shape how new ideas are explored and applied across the business.

Working across underwriting, pricing, data, IT, architecture and change, you will translate strategy, business challenges and market insight into practical and scalable solutions. You will focus on modernising underwriting through the application of data, automation, AI and new ways of working.

Key Responsibilities

• Lead structured experimentation, including pilots and proof of concept activity, defining success measures and evaluating outcomes to inform recommendations on progression or scaling.
• Translate strategy, business challenges and market insight into practical and scalable solutions across underwriting, pricing, data, IT, architecture and change.
• Ensure innovation activity aligns with governance frameworks, regulatory requirements and NFU Mutual's risk appetite.
• Modernise underwriting through application of data, automation, AI and new ways of working.

Qualifications

• Proven experience within an underwriting department delivering change or transformation initiatives is highly desirable.
• Experience working within financial services and delivering change, transformation or innovation initiatives will also be considered.
• Experience identifying and shaping innovative solutions involving data, workflow, automation or decision support.
• Experience working in data-driven decision making environments and targeted performance environments.
• Experience collaborating across cross-functional teams including underwriting, pricing, IT, architecture and change.
• Strong analytical, problem-solving, critical thinking, communication and storytelling skills.

Inclusive Workplace

We at NFU Mutual support an inclusive workplace and value all differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees. We recognise that some candidates may experience barriers during the recruitment process and encourage adjustments or accommodations. We are a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds.

Benefits and Rewards

• Salary up to £67,000 depending on experience.
• Annual bonus (up to 17.5% of salary).
• Contributory pension scheme, up to 20%, including your 8% contribution.
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme.
• A family friendly policy that helps you balance work and family responsibilities.
• Access to savings at high street brands, travel and supermarkets; £20 contribution to a monthly gym membership - subject to T&C's.
• Health and wellbeing plan with cashback for dentist, opticians, physio and more.
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance.
• Employee volunteering - volunteer in the community for one day each year.
• Unlimited access to Refer a Friend £500 bonus scheme.
• Life Assurance cover of 4 salary.
• Employee discounts of 15% on a range of NFU Mutual insurance policies.
• Salary sacrifice employee car scheme - subject to eligibility.