Underwriter - Real Estate Development & Bridging loans

Underwriter - Real Estate Development & Bridging loans

A well-backed and fast-growing property lender is looking to hire an experienced Underwriter to join their team in London.

With a strong pipeline of deals and a diverse portfolio across development, bridging, and mezzanine finance, this is a great opportunity to take on a hands-on underwriting role in a highly active credit environment.

The business is focused on UK commercial real estate and is backed by institutional capital, with a warehouse line already in place. Their platform has grown quickly since launching in late 2024 and has ambitious plans to scale their loan book significantly over the next 12-18 months.

What you'll be doing:

• Underwrite loans across development, bridging and (ideally) mezzanine structures
• Conduct due diligence on borrowers, assets, exit strategies, and professional reports
• Review development appraisals, borrower financials and cash flows
• Prepare concise and well-structured credit papers
• Work closely with originators, case managers, valuers, solicitors and surveyors
• Identify and mitigate risks to support credit committee recommendations

What they're looking for:

• 3-6+ years of experience in real estate lending, underwriting or credit analysis
• Strong knowledge of development and bridging finance in the UK market
• Mezzanine or stretch senior experience would be a plus
• Confident analysing development appraisals and complex lending structures
• Clear communicator with a high level of attention to detail
• Comfortable working in a lean, fast-paced, high-volume environment

Why join?

• High deal volume and exposure to a wide range of real estate transactions
• Direct access to decision-makers and the credit committee
• Well-capitalised and institutionally backed platform
• Hybrid working and supportive team culture
• Clear opportunity for progression as the platform scales