Transaction monitoring specialist

Location: Lisbon

Employment Model: Temporary contract with GiGroup

Work Schedule: Hybrid, Mon-Fri - 08:00-17:00

Language Requirement: English C1

Role Overview:

Join a leading financial institution as an AML/Transaction Monitoring Senior Analyst. You will drive the prevention and detection of financial crime through proactive monitoring and deep dive investigations across both Consumer and Partner segments. This role focuses exclusively on transaction monitoring-not KYC/onboarding. You will handle alerts end-to-end, escalating cases and preparing Suspicious Activity Reports (SARs) to ensure compliance with internal and global AML standards.

Key Responsibilities:

• Analyze transactional activity flagged by automated systems or manual referrals to identify patterns of potential money laundering, fraud, or terrorist financing.
• Conduct comprehensive investigations, gather data, validate findings, and provide recommendations (escalation, closure, or SAR filing).
• Draft high-quality narratives and case documentation for internal escalation and regulatory submission.
• Perform background checks on counterparties using public and subscription databases (e.g., LexisNexis).
• Maintain clear audit trails and ensure all investigative actions are documented.
• Collaborate with Quality Control and Assurance teams to ensure regulatory compliance.
• Identify new typologies and process improvements through periodic reviews.

Requirements:

• Minimum 1 year experience in transaction monitoring (TM alerts handling) within European financial institutions.
• Hands-on exposure to AML, transaction monitoring, end-to-end investigations, and SAR/STR preparation.
• At least one relevant certification: ICA (AML, Financial Crime, Compliance) and/or CAMS.
• Fluency in English (C1); verbal and written skills required.
• Strong analytical and investigative mindset; ability to interpret large datasets.
• Excellent documentation, drafting, and case-writing capabilities.
• In-depth understanding of AML regulations, typologies, and red flags.
• Attention to detail and accountability.
• Risk-based approach to transaction monitoring.
• Must have a valid work permit/residency for Portugal or citizenship of an EU/Schengen country.

Os candidatos interessados, em cumprimento do definido no Regulamento (UE) 2016/679 (RGPD), são convidados a ler a política de privacidade em > Política de Privacidade Candidatos

Parte da Gi Group Holding, a Gi Group reconhece e respeita a diversidade das pessoas e acredita que proporcionar igualdade de oportunidades, através de processos justos com base na meritocracia e competência profissional, valorizar a diversidade de semelhanças e diferenças que criam a singularidade de cada pessoa e promover uma cultura de inclusão eliminando fatores que desencorajam ou dificultam o acesso, a permanência e o crescimento no mundo do trabalho é fundamental para o seu sucesso. Conheça as nossas Políticas Globais de Alto Nível em > Compromisso Social" GI Group cumpre, deste modo, o normativo legal constante da Lei 4/2019, de 10 de Janeiro.