Transaction Monitoring Analyst (Fintech Payments)

Transaction Monitoring Analyst (Fintech Payments)

Up to £50,000 plus excellent bonus and benefits

Hybrid working available (3 days in the office)

Candidates must have minimum 3 years' experience with transaction and merchant monitoring.

• Complex Case Investigation: Conduct in-depth investigations into high-risk fraud and money laundering alerts, using advanced analytical techniques and open-source intelligence to build comprehensive case narratives.
• SAR Preparation: Draft and finalize thorough Suspicious Activity Reports (SARs) for regulatory reporting, collaborating with the MLRO to ensure all filings are accurate and timely.
• Mentorship & Guidance: Act as a go-to resource for junior analysts, providing guidance on complex cases, sharing investigative techniques, and reviewing their work for quality and accuracy.
• System Enhancement: Collaborate with the Team Lead to optimize monitoring systems by suggesting new rule logic, adjusting thresholds, and participating in system testing.
• Cross-Functional Partnership: Work closely with other departments, including Operations and Compliance, to resolve cases and implement swift risk mitigation actions.
• Continuous Improvement: Stay ahead of evolving financial crime typologies and regulatory changes, proactively sharing insights and contributing to the refinement of internal policies and procedures.

• 3-5+ years of hands-on experience in fraud detection, transaction monitoring, or AML compliance within financial services, with a proven track record of handling both fraud and AML investigations from start to finish. Experience drafting SARs is highly valued.
• Experience with transaction and merchant monitoring.
• Practical experience with platforms like Brighterion, Cybersource, or similar systems is strongly preferred.
• Excellent analytical and problem-solving skills, with the ability to interpret large datasets and identify hidden patterns.
• Bachelor's degree in a relevant field and professional certifications like ACAMS are a plus.

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Associates Resourcing Limited are those of an Employment Agency