Trainee Financial Planner

An established and growing wealth management business is looking to appoint an Associate Wealth Planner to join its Cambridge-based Wealth Planning team.

This role is ideally suited to an experienced Paraplanner who is looking for a structured and supported pathway into an advisory position over time. The role combines paraplanning, client support and entry-level planning responsibilities, working closely alongside a Senior Planner.

The Role

The Associate Wealth Planner role is designed as an interim step toward becoming a fully-fledged Financial Planner, subject to development, competence and qualifications.

Responsibilities will include:

• Working closely with a Senior Planner to support client relationships and ongoing servicing
• Delivering less complex advice (e.g. annual reviews, ISAs and pension top-ups) once authorised and appropriately certificated
• Undertaking detailed technical research to support holistic advice across investments, pensions, protection and tax planning
• Preparing suitability reports and client communications that are clear, fair and not misleading
• Producing cashflow modelling and calculations to support client recommendations
• Identifying potential future advice needs and raising these with the Planner
• Supporting paraplanning activity across the wider team where required
• Assisting with wealth planning administration including new business processing, client onboarding, valuations, XPlan updates and general client queries
• Ensuring all work is completed in line with FCA, SMCR, T&C and internal regulatory standards
• Alongside technical delivery, the role supports the development of client relationship skills, commercial awareness and a future advisory mindset.

Candidate Profile

• Minimum RQF Level 4 qualified (CII or equivalent)
• 3-5 years' paraplanning experience
• Strong technical knowledge of FCA-regulated financial planning advice
• Experience producing suitability reports, research and cashflow modelling
• Confident working closely with advisers and supporting good client outcomes
• Keen to progress into an advisory role within a structured T&C framework
• Full support is provided toward Level 6 / Chartered status, subject to development and performance.

Package & Benefits

• Salary £45,000-£60,000 (depending on experience)
• Bonus and excellent benefits package
• Hybrid working following probation
• Clear progression pathway into an Advisory role or senior wealth planning positions

This is an excellent opportunity for a capable and ambitious Paraplanner looking to take the next step toward advice within a growing, well-supported wealth planning environment.