Product Owner - Pension, ISA, SIPP - Financial

We're looking for a Pension Product Owner to lead the development, management, and optimisation of our legay pension and retirement product offering.

This role sits within the financial product function and is responsible for shaping product strategy, proposition, and performance across pension solutions - ensuring they meet customer needs, regulatory requirements, and commercial objectives.

You will work cross-functionally with distribution, operations, actuarial and compliance teams deliver high-quality pension products and drive ongoing innovation in the retirement space.

Product Strategy & Ownership

• Own the end-to-end life cycle of pension products (eg workplace pensions, SIPPs, drawdown products)
• Define and evolve the product strategy and roadmap aligned to business goals
• Identify opportunities to improve customer outcomes, engagement, and value

Proposition & Product Development

• Design and enhance pension product features, including:
  • contribution structures
  • charging models
  • investment options (fund ranges, default strategies)
  • decumulation pathways
• Lead the development of new retirement propositions

Governance, Risk & Regulation

• Ensure compliance with:
  • FCA regulations
  • Consumer Duty requirements
  • pension governance standards
• Lead product governance processes, including:
  • product reviews
  • value assessments
  • risk oversight

Stakeholder Management

• Collaborate with:
  • actuarial teams (pricing, modelling)
  • investment teams (fund performance, strategy)
  • compliance & legal
  • operations & administration
• Act as the subject matter expert for pension products across the business

Essential:

• Significant experience in pensions or retirement products
• Deep understanding of:
  • UK pensions landscape
  • accumulation & decumulation products
• Experience owning or contributing to financial product strategy
• Knowledge of FCA regulation and Consumer Duty
• Experience with:
  • workplace pensions or SIPPs
  • investment products/fund governance
  • pricing or actuarial concepts

Reasonable Adjustments:

Respect and equality are core values to us. We are proud of the diverse and inclusive community we have built, and we welcome applications from people of all backgrounds and perspectives. Our success is driven by our people, united by the spirit of partnership to deliver the best resourcing solutions for our clients.

If you need any help or adjustments during the recruitment process for any reason, please let us know when you apply or talk to the recruiters directly so we can support you.