Operations Analyst III

Work Location: Dublin, Ireland

Hours: 35

Line of Business: Personal & Commercial Banking

Pay Details
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Position Title: TDS Operations Analyst III, Corporate Lending Ops and Trade Finance Operations

Department: TD Securities Global Operations, Corporate Lending and Trade Finance

Job Description

Reporting to the Manager, the successful candidate will be responsible for servicing a portfolio of high-value corporate and institutional clients across Corporate Lending and Trade Finance Operations, ensuring operational accuracy, timely execution, strong risk management and a high standard of client service.

Responsibilities

• Demonstrate advanced knowledge of Corporate Lending and Trade Finance products, processes and controls, and act as a subject matter expert across both functions.
• Service a portfolio of high value clients by processing and managing lending and trade finance transactions accurately, within timelines, and in accordance with policies, procedures and regulatory requirements.
• Build and maintain effective relationships with clients, front office, legal, internal and external partners, and act as a key point of contact on operational and technical matters.
• Review, authorize and perform secondary checks on transactions as required, including end-of-day controls and resolution of discrepancies to maintain a current and accurate portfolio.
• Interpret and apply lending agreements, trade finance documentation, ICC rules and relevant internal policies to support sound decision-making and the protection of the Bank's interests.
• Identify, elevate and help resolve non-standard, complex or high-risk transactions, including potential AML, sanctions, operational or reputational concerns.
• Support complex client transactions and structures across lending and trade finance products while balancing client needs, control requirements and operational feasibility.
• Research and investigate operational issues, provide analysis and reporting as needed, and recommend solutions that improve accuracy, efficiency and client experience.
• Contribute to and lead process improvement, automation and documentation initiatives, including regular review and update of procedures to reflect current practices.
• Provide guidance, knowledge sharing and cross functional support to team members, and contribute to a collaborative team environment focused on service, accountability and continuous improvement.
• Prioritize and manage workload effectively, provide coverage where required, and lead by example in fostering collaboration across teams.

Job Requirements

• 4+ years of experience in Corporate Lending Operations, Trade Finance Operations, or a comparable banking operations environment with strong operational and financial control requirements.
• Strong experience managing relationships with high profile or high value clients and delivering a high standard of service in a control focused environment.
• Ability to read, review and interpret lending agreements, trade finance instruments and related legal or operational documentation.
• Working knowledge of lending platforms and/or trade finance processing, including deal set up, transaction processing, repayments, fees, guarantees, standby letters of credit, and related servicing activities.
• Strong understanding of risk management, controls and escalation practices, with knowledge of AML, ATF, sanctions or regulatory requirements relevant to banking operations.
• Strong analytical, problem solving, organizational and time management skills, with the ability to work independently and manage competing priorities.
• Strong verbal and written communication skills and a collaborative, relationship oriented work style.
• Proficiency in Microsoft Office applications and relevant operational systems; experience with LoanIQ, trade finance systems, mainframe applications or reporting tools is an asset.
• Bachelor's degree in finance, International Business, Business Management, Accounting or a related discipline, or equivalent practical experience.
• Professional designations or certifications such as CDCS, CSDG, finance or accounting credentials are considered an asset.
• Flexibility to support global clients, including hybrid work expectations and schedule requirements aligned to business needs.

Other Qualifications / Skills / Experience

• Client facing experience in wholesale banking, corporate lending, trade finance or a comparable environment is an asset.
• Experience reading legal and operational documentation is an asset.
• Knowledge of ICC rules, trade finance practices and complex transaction structures is an asset.
• Commitment to operational excellence, client service and continuous improvement.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.