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Mortgage Servicing Specialist - 12 month FTC

Posted 4 days 22 hours ago by Ultimate Banking Ltd

Permanent
Full Time
Other
Leicestershire, Market Harborough, United Kingdom, LE160
Job Description
Mortgage Servicing Specialist

12 month FTC

Leicestershire/Hybrid

Up to £35k per annum

Are you an experienced, mortgage professional who thrives on providing a first-class customer experience? Our client is a mortgage and savings provider, seeking a Mortgage Servicing Specialist to join their team on a 12-month FTC. In this role, you will be responsible for all mortgage servicing across a range of loans (including short term, development finance and commercial), along with involvement with ongoing projects within the department.

Duties will include:
  • Short term loan monitoring - Manage and monitor facilities through term to repayment, including adherence to offer conditions and exit strategies
  • Development loan monitoring - Requests for drawdown, with regular monitoring of circumstances and progress towards completion.
  • Vulnerable customers - To have empathy with and understand customer's circumstances, to find a suitable repayment solution keeping the customers best interest at the fore front.
  • Post completion - Manage and liaise with long term mortgage borrowers concerning adherence to their post completion offer conditions where applicable.
  • Completion of commercial annual reviews with knowledge and basic understanding of company accounts.
  • Quality of book - Identify areas of potential risk through gap analysis.
  • Identify changes to borrowers' financial circumstances.
  • Liaise with Solicitors and Estate Agents with regards to repossessing a property taking the process through to sale completion
  • Identify and report Risk Events to allow policies and procedures to be reviewed.
  • To ensure there are monitoring processes and control on short-term loan repayment strategies.

The successful candidate will possess previous mortgage servicing/post completions experience across a range of loans and highly desirable if you had any short-term lending experience. Whilst our clients head office is based in Leicestershire, they can offer a hybrid approach to the working week. Ideally, 2 days per week at head office would be preferred, however, they are also happy to consider 3 days per month for a longer commute.

Benefits

Along with a competitive salary, the also offer 27 days holiday (plus BH's and a birthday day off), Pension Contribution, Bupa healthcare and more!

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