Leveraged Finance Credit Risk

Join us as a Vice President in Leveraged Finance Risk at Barclays, where you will be part of a dynamic team working on high-profile Leveraged Finance transactions. You will work with a range of internal stakeholders (including front office/portfolio management and senior risk colleagues) on new transactions, from initial screening to approval, taking a lead in this process. You will manage a portfolio of existing clients to the highest standards (ongoing performance monitoring and periodic reviews) while ensuring compliance with regulatory control, risk, and governance requirements.

To be successful as a Leveraged Finance Risk Vice President, you should have experience in:

• Proven credit risk skills with a considerable understanding of Leveraged Finance
• Robust analytical skills with the ability to flex from focusing on attention to detail to big picture decision-making
• Considerable interpersonal, verbal, and written communication skills, with the ability to clearly articulate complex concepts and ideas

Some other highly valued skills include:

• Appropriate banking/credit training and qualifications e.g., CFA or equivalent
• Stakeholder management experience of building and maintaining effective relationships at senior levels
• Decision-making and problem-solving in a complex environment

You may be assessed on key critical skills relevant for success in the role, such as risk and controls, change and transformation, business acumen, strategic thinking, digital and technology, as well as job-specific technical skills.

This position is located at our London office.

Purpose of the role

To assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirements, analyzing financial information, evaluating creditworthiness, and recommending credit terms and conditions to ensure responsible lending practices.

Accountabilities

1. Analysis of lending applications, financial statements, credit reports, and other relevant documents to assess the borrower's creditworthiness and repayment capacity.
2. Monitoring the performance of approved lending, identifying potential risks and early warning signs of delinquency.
3. Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
4. Provision of independent credit decisions on lending applications, adhering to established credit policies, risk parameters, and regulatory requirements.
5. Development and implementation of appropriate courses of action for troubled lending, including workout plans, restructuring, or collections.

Vice President Expectations

1. Contribute to or set strategy, drive requirements, and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/processes; deliver continuous improvements; and escalate breaches of policies/procedures.
2. If managing a team, define jobs and responsibilities, plan for future needs and operations, counsel employees on performance, and contribute to pay decisions. Lead specialists to influence department operations, balancing strategic and tactical priorities, while managing budgets and schedules.
3. If in a leadership role, demonstrate leadership behaviors: Listen and be authentic, Energize and inspire, Align across the enterprise, Develop others.
4. For individual contributors, serve as a subject matter expert, guide technical direction, lead assignments, and coach less experienced staff.
5. Advise stakeholders, including senior management, on functional and cross-functional impacts and alignment.
6. Manage and mitigate risks through assessment, supporting control and governance.
7. Demonstrate leadership and accountability in risk management and control strengthening.
8. Understand organizational functions to contribute to business goals.
9. Collaborate across areas to stay aligned with business strategies.
10. Create solutions based on sophisticated analysis, comparing complex alternatives, and incorporating research outcomes.
11. Build and maintain relationships with stakeholders to achieve business objectives, using influencing and negotiating skills.

All colleagues are expected to embody Barclays' values of Respect, Integrity, Service, Excellence, and Stewardship, and demonstrate the Barclays Mindset: Empower, Challenge, Drive.