Financial Crime Officer (Fintech Payments)

Up to £40,000 plus excellent bonus and benefits

Please note, this role is 5 days a week in the office

Due to exciting business growth, a fantastic opportunity has arisen to join a leading innovator in the digital payments space. As they continue to scale their global footprint, they are seeking a diligent and proactive Financial Crime Officer to support the day-to-day oversight of their compliance and risk framework.

Reporting directly to the Head of Financial Crime, you will play a critical role in ensuring the business remains resilient against evolving threats while maintaining full alignment with regulatory expectations.

Duties of the Financial Crime Officer to include:

• Framework Management: Support the continuous improvement and implementation of the firm's financial crime policies, specifically focusing on AML, CTF, Sanctions, and Fraud prevention.
• Risk Governance: Assist in the evolution of the firm-wide Financial Crime Risk Assessment, ensuring a robust, risk-based approach is embedded across all departments.
• Operational Leadership: Manage daily BAU activities for the Financial Crime team, including the execution of the Compliance Monitoring Programme (CMP) and quality assurance testing.
• Complex Investigations: Act as the primary escalation point for sensitive or high-risk cases, providing expert guidance on complex financial crime queries.
• Regulatory Liaison: Support the business during audits, independent reviews, and regulatory engagements, ensuring all information requests and remediation actions are managed to a high standard.
• Reporting & Insights: Collate and analyse Management Information (MI) to provide senior leadership and governance committees with a clear view of the risk landscape.
• Team Development: Lead, coach, and mentor a team of 3 junior team members to ensure high standards of performance and professional growth.
• Horizon Scanning: Stay abreast of domestic and international regulatory shifts and emerging financial crime trends to assess their impact on the firm's strategy.

Requirements for the successful Financial Crime Officer to include:

• Experience: 2-5 years of experience in a financial crime or compliance role within a regulated environment (e.g., Payments, Fintech, E-money, or Banking).
• Subject Matter Expertise: Deep knowledge of UK financial crime regulations, including AML, CTF, and Sanctions, along with a strong understanding of SAR filing obligations.
• Operational Excellence: Proven experience in managing complex investigations and contributing to risk-based compliance monitoring.
• Communication: Exceptional written and verbal skills, with the ability to draft high-quality policies and present complex findings to senior stakeholders.

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Associates Resourcing Limited are those of an Employment Agency