EMEA Regulatory Consultant

Position Summary

Trulioo is seeking an experienced EMEA Regulatory Consultant based in the UK to serve as a subject matter expert on EU and UK regulatory frameworks impacting financial services, fintech, payments, marketplaces, crypto, and other regulated businesses. This role will provide deep expertise in Anti Money Laundering (AML), Counter Terrorist Financing (CTF), KYC, KYB, and related financial crimes regulations, as well as a strong working knowledge of PSD2 and payments regulation.

The EMEA Regulatory Consultant will bridge regulatory expectations, compliance operations, and product development to ensure Trulioo designs and delivers compliant, market leading solutions for customers operating across the EU and UK. This individual will possess strong compliance operations experience, a comprehensive understanding of the evolving regulatory landscape, and the ability to critically analyze and interpret new and existing regulations impacting Trulioo's customers.

The ideal candidate will also have exposure to the Digital Services Act (DSA), Digital Operational Resilience Act (DORA), Identity and eIDAS regulations as they relate to digital identity, trust services, and platform regulation. Experience with consuming, analyzing, and distilling EU and UK regulatory developments is essential.

What You'll Be Doing:

Financial Crimes & Payments Regulatory Expertise

• Provide subject matter expertise on EU and UK AML/CTF, KYC, KYB, sanctions, and PEP screening regulations.


• Maintain strong knowledge of PSD2 and broader EU/UK payments regulatory frameworks.


• Monitor evolving legislative and supervisory developments across EMEA jurisdictions.


• Analyze and interpret regulatory changes and translate them into actionable internal and product guidance.


• Support regulatory engagement, customer due diligence requests, and audit processes as needed.


• Act as a key regulatory SME to Product and Engineering teams during design, build, and UAT phases.


• Ensure Trulioo's products align with EU/UK regulatory expectations and address customers' operational needs efficiently and effectively.


• Provide insight into financial crime typologies, payment compliance practices, and emerging supervisory trends.


• Support commercialization by validating regulatory positioning of new and existing solutions.

Compliance Operations & Industry Practice

• Bring hands on compliance operations experience, including onboarding, transaction monitoring, investigations, SAR/STR reporting, and regulatory examinations.


• Advise on operational best practices used by regulated entities in marketplaces, fintech, payments, financial services, and crypto sectors.


• Identify operational challenges and translate them into product enhancements and advisory insights.

Regulatory Research, Analysis & Thought Leadership

• Conduct structured regulatory research across the EU and UK frameworks affecting Trulioo's customers.


• Distill complex regulatory developments into clear internal briefings and executive level summaries.


• Influence Trulioo's strategy based on key regulatory developments and trends, and identify opportunities to create or enhance products to address emerging regulatory challenges.


• Partner with Marketing and Executive teams to create thought leadership content.


• Represent Trulioo at EMEA conferences, panels, and industry forums.

Compliance Management System (CMS) & Culture

• Support the continued development and maturity of Trulioo's Compliance Management System within EMEA.


• Help design scalable governance processes aligned with licensing and regulatory obligations.


• Embed a culture of compliance that balances regulatory rigor with innovation.


• Ensure internal frameworks evolve alongside Trulioo's growth in the region.

What You'll Bring:

• 8-15+ years of experience in AML, financial crimes compliance, payments regulation, or regulatory advisory roles within EU/UK markets.


• Strong expertise in EU AML Directives, UK AML regime, sanctions frameworks, and PSD2.


• Hands on compliance operations experience within regulated financial institutions, fintech, or crypto environments.


• Demonstrated ability to research, evaluate, and critically analyze regulatory developments across multiple jurisdictions.


• Experience in distilling complex regulations into practical operational and product guidance.


• Strong communication skills and ability to influence cross functional teams and senior leadership.


• Experience supporting regulatory examinations or supervisory engagements is highly desirable.

Nice to Have:

• Exposure to DSA, DORA, eIDAS, digital identity, or trust services regulation.


• Advanced certifications such as CAMS or equivalent financial crimes credentials.


• Experience working with RegTech or compliance technology providers.


• Demonstrated experience speaking at industry events or publishing regulatory insights.

Benefits

Comprehensive benefits for full time, permanent employees, including health, dental, and vision coverage, retirement plans with company match, paid time off, parental leave, and an annual education & training stipend (equivalent to $1,000 in local currency).

Flexible hybrid working environment with weekly lunches, quality coffee, and regular social events. Many locations also feature parent rooms, on site gyms, comfortable lounges, and adaptable workstations.

Wellness program including wellness workshops and events, and a complimentary Headspace subscription.

Employee Resource Groups provide inclusive spaces and community for employees and allies, with sessions and celebrations open to the organization.

Employment Eligibility

If you don't see yourself fully reflected in every job requirement listed on the posting above, we still encourage you to reach out and apply. Research has shown that minorities and underrepresented groups often only apply when they feel 100% qualified. We are committed to creating a more equitable, inclusive and diverse company and we strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientations, and life experiences to apply.

Trulioo welcomes applications from people with disabilities. Support is available upon request for candidates taking part in all aspects of the selection process. Finally, we know from time to time emergencies happen and you may need to reschedule an interview - we understand and encourage you to be in communication without worrying about losing the opportunity or your credibility.

Privacy Notice

As part of our job application process, Trulioo collects, processes, and discloses personal data for the purpose of identifying suitable candidates for our job openings. For more detail, please visit Trulioo's Website Privacy Policy in the section When you apply for a job.