Customer Service Specialist

# Customer Service Specialist Chatham Full Time (Permanent) UK Customer OpsApply for this role About the roleThe Front-Line Operations Agent plays a vital customer-facing role, responsible for delivering high-quality support for a designated Lendable product, encompassing both general customer service and financial support. You will follow established processes to resolve a variety of complex customer queries, ensuring interactions are efficient, accurate, and empathetic-applying your cross-functional expertise across general service needs and more intricate financial support situations. By taking ownership of every enquiry from first contact to final resolution, you will not only deliver exceptional customer outcomes but also provide actionable feedback and insights to help improve our automated tools and AI-driven customer journeys. This role is key in ensuring our service continually evolves to better meet the needs of all customers. You'll be based in our Chatham office , joining the team on-site three days a week . You'll work two weekends a month , but to keep your work-life balance in check, you'll get a day in lieu the week before to ensure you never work more than five days a week. Key Responsibilities Deliver exceptional support for a designated Lendable product, expertly handling a full spectrum of customer service and financial support queries via multiple channels, efficiently executing established processes. Listen actively and provide clear, accurate responses, adapting communication style to each customer's needs, including those in vulnerable situations or with complex financial queries including customers in financial difficulty to ensure appropriate support solutions are implemented. Take end-to-end ownership of customer interactions, ensuring every query is managed through to effective resolution or appropriate escalation. Build rapport and trust while maintaining control of conversations, ensuring positive and compliant customer outcomes. Ask effective probing questions to understand a customer's financial circumstances and identify appropriate support options. Work flexibly within your designated product area, adapting fluidly between general customer service and financial support requirements, and responding to varying service needs and complex customer queries. Operational Excellence & Process Execution Meet and exceed targets and KPIs related to customer satisfaction, quality, and compliance by consistently following key operational procedures and applying appropriate judgement to specific customer circumstances. Effectively use AI and digital tools to streamline customer interactions and deliver faster, more accurate service. Identify blockers, process gaps, or recurring issues and communicate these to relevant teams, supporting continuous improvement initiatives. Log all interactions accurately and ensure data integrity for audit and learning purposes. Continuous Improvement & Feedback Provide clear, actionable feedback from frontline experiences to enhance our knowledge base, training resources, and AI systems. Participate in process reviews and contribute suggestions to enhance the customer journey, automation, and operational efficiency. Remain up to date with ongoing system, product, and process changes, readily adapting to evolving procedures. Learning & Development Respond positively to coaching and feedback, using it to improve performance and customer outcomes. Demonstrate initiative in learning new tools, products, and procedures as they are introduced. Share knowledge and support colleagues, helping to create a culture of collaborative learning. Experience & Skills Previous experience in a contact centre environment, with demonstrated experience in both customer service and financial support roles (or a combined equivalent), particularly within financial services. Demonstrated ability to handle complex queries with empathy, accuracy, and ownership. Confident in following structured processes and able to identify opportunities to improve them. Strong communication, rapport-building, and conflict resolution skills. Skilled in using digital tools and comfortable adopting new technologies, including AI-driven platforms. Organised and able to manage multiple tasks in a fast-paced setting. Proactive in offering feedback and participating in process and AI improvement initiatives. Behaviours & Approach Customer-focused, with a passion for delivering consistent, positive outcomes. Resilient, adaptable, and open to constant change and learning. Collaborative, supportive team player committed to shared success. High level of accountability and personal ownership for customer outcomes and process execution. Constructive, solutions-focused approach with willingness to challenge the status quo. Perks & Benefits More Time to Unwind Start with 25 days of holiday , plus extra days to reward your loyalty! Hit your 1-year milestone and get 26 days , or 27 days after 2+ years. Own a Share of Our Growth We want you to have skin in the game. You'll receive Company Equity , meaning as we scale, you directly share in our financial success. Health & Wellbeing Peace of mind comes standard with comprehensive private medical and dental insurance from day one. Smash Targets, Get Rewarded Earn up to a £4,000 annual performance bonus based on hitting key team metrics and KPIs. Perks & Recognition via Reward Gateway Access hundreds of exclusive employee discounts, alongside our brand-new recognition programme tied to our core competencies. Plus, enjoy dedicated team budgets for ad hoc, monthly, quarterly, and annual awards! Legendary Socials & Summer Events We love to celebrate our hard work! From team get-togethers to our epic annual Summer Day Event, featuring great food, a BBQ, and plenty of fun, there are always opportunities to connect and unwind with colleagues across the business. Our Interview Process We want to get to know you, and we want you to get to know us! Here is what you can expect: Step 1: Talent Screening Call A quick chat with a member of our Talent Acquisition team to talk through your experience, what you are looking for, and answers to any initial questions you have. Step 2: Cognitive Assessment A short, online assessment to help us understand your problem-solving style and cognitive strengths. Step 3: Onsite Interview & Role Preview A 1-hour interview at our Chatham office. To give you a true feel for our environment, you will also have the optional chance to jump on a live call-listening session to experience the role firsthand!Apply for this role About LendableLendable is on a mission to build the world's best technology to help people get credit and save money . Founded in 2014 Profitable since 2017 Unicorn in 2021 Backed by Balderton, Goldman Sachs and Ontario Teachers' Pension Plan Loved by customers & employees with top reviews on Glassdoor and TrustpilotSo far, we've rebuilt the big three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do. We're going after the two biggest Western markets (UK and US) where trillions are held by big banks with dated systems and painful processes. Life at Lendable The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in LondonCheck out our Glassdoor Reviews Apply for this role