Credit Underwriting Manager

Credit Underwriting Manager

The Credit Underwriting team is a business critical, growing, and dynamic group led by the Head of Credit & Commercial Risk, working closely with our finance and sales teams as well as external stakeholders.

Responsibilities

• Analyse customer risk profiles and validate automated credit scorecards.
• Produce monthly risk reports and support senior credit governance forums.
• Manage credit exposure, limits, and portfolio risk across customers and sectors.
• Lead and develop senior underwriters, including performance, hiring, and KPIs.
• Support board approvals and senior decision making within agreed authority levels.
• Oversee trade credit insurance, budgets, and process improvements.
• Manage and monitor the Deputy Credit Risk Manager performance, managing KPIs during a performance management process.
• Streamline processes where required.
• Partner closely with senior stakeholders across the business to align credit strategy.
• Participate in credit review meetings with the senior leadership team, demonstrating understanding of high exposure risks and credit assessment SLAs.

Qualifications

• Strong risk assessment and analytical skills.
• Proven leadership and team management experience.
• Solid knowledge of underwriting regulations and compliance.
• Commercial and financial awareness.
• Confident decision making and stakeholder communication.
• Strong knowledge across different areas of the business to ensure organisational goals are met.
• Ability to think strategically, considering risk implications of policies and procedures.
• Experience supporting the growth and development of team members.

Benefits

• Hybrid working - 3 days in office, 2 days from home.
• Flexible working hours.
• Pension scheme.
• Share incentive plan.
• Life assurance.
• Paid holiday.
• Company trips.
• Vouchers.
• Partner/family benefits.
• Maternity, paternity and adoption support.
• Inclusive environment with support for disability and neurodiversity.

If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider.