Credit Risk Analyst - Consumer Lending

Credit Risk Analyst - Consumer Lending

As a Credit Risk analyst, you will play a pivotal role in analysing and interpreting data to provide valuable insights that influence decision-making within the financial services industry. This position is based in Southampton and requires a detail-oriented professional with strong analytical capabilities.

Client Details

Credit Risk Analyst - Consumer Lending

The organisation is a reputable entity within the financial services sector, specialising in analytics and credit risk management. It is a medium-sized company with a focus on delivering innovative solutions and fostering a collaborative work environment.

Description

Credit Risk Analyst - Consumer Lending

• Analyse large datasets to identify trends and insights related to credit risk within the financial services sector.
• Prepare and present detailed reports and dashboards to support key business decisions.
• Collaborate with cross-functional teams to improve data quality and accuracy.
• Develop and maintain predictive models to assess credit risk.
• Support the implementation of risk management strategies through data-driven insights.
• Monitor and evaluate the performance of credit risk models.
• Provide recommendations for enhancing credit risk policies and processes.
• Stay updated on industry trends and regulatory requirements in the financial services sector.

Profile

Credit Risk Analyst - Consumer Lending

A successful Credit Risk Analyst should have:

• A strong academic background in Mathematics, Statistics, Economics, or a related field.
• Proficiency in data analysis tools and programming languages such as SAS, SQL, & Python.
• Experience with Amazon Quick site & AWS Redshift.
• Experience in working with large datasets and data visualisation tools and strong MS Excel skills.
• Knowledge of credit risk modelling and financial services industry standards.
• Excellent problem-solving and critical-thinking skills.
• The ability to communicate technical information effectively to non-technical stakeholders.
• A keen eye for detail and a commitment to data accuracy.

Job Offer

Credit Risk Analyst - Consumer Lending

• Competitive salary ranging from £55,000 to £65,000.
• Comprehensive pension scheme and life cover (4x basic salary).
• Discretionary annual bonus based on individual and company performance.
• 25 days of holiday plus bank holidays, increasing with each year of service up to a maximum of 28 days.
• Access to Employee rewards and a dental scheme.
• Hybrid working with 3 days on site.

This is a permanent role based in London, offering a fantastic opportunity to grow within the financial services industry. If you are ready to take the next step in your career, apply today!