Anti Money Laundering Compliance Officer - St Canice's Credit Union

St. Canice's Kilkenny Credit Union Limited is now inviting applications for the position of AMLCO (Anti Money Laundering Compliance Officer).

Role Overview

We are seeking a proactive and detail oriented AMLCO to join our Compliance Team. The AMLCO will be responsible for the development, implementation, and oversight of the Credit Union's Anti Money Laundering (AML), Countering the Financing of Terrorism (CFT) and broader compliance frameworks. Reporting directly to the Head of Compliance, this role will ensure compliance with all relevant legislation, including Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (as amended) and support a strong compliance culture across the credit union. This role acts as a key point of contact for AML and compliance related queries and liaises with regulatory authorities such as the Central Bank of Ireland, An Garda Síochána, and the Revenue Commissioners.

Key Responsibilities

• Lead and maintain the credit union's AML/CFT framework across the branch network.
• Conduct a business wide AML/CFT risk assessment and maintain it with relevant stakeholders, ensuring risks are identified, assessed, mitigated, and monitored in line with risk appetite.
• Execute and document the risk based ongoing monitoring and transaction monitoring programmes, continuously seeking improvements to systems, processes, and controls.
• Ensure robust customer due diligence processes for member identification, verification, beneficial ownership checks, and risk assessment.
• Monitor updates to legislation, regulatory expectations, and sectoral guidance.
• Proactively engage with new developments and services to ensure compliance with the relevant regulatory and legislative requirements.
• Manage the policy framework and ensure policies and procedures are current and aligned with regulatory requirements.
• Manage Suspicious Transaction/Activity Reports and act as the primary liaison with the relevant authorities as required.
• Prepare reports for Senior Management, the Audit/Risk/Compliance Committee, and the Board of Directors.
• Prepare and deliver AML/CFT training to staff, volunteers, and directors to promote a strong compliance culture.
• Ensure audit and regulatory recommendations are implemented within the stated deadlines.
• Provide advice, appropriate documentation, and technical expertise to assist with the interpretation and implementation of regulations to allow the team to manage compliance responsibilities and enhance best practice.
• Provide effective challenge within the credit union on AML/CFT matters.
• Ensure timely completion of regulatory reports such as the Risk Evaluation Questionnaire (REQ).
• Collaborate with the DPO, risk, and internal audit teams as required.
• Engage with external stakeholders, including regulators and auditors, as required.

Qualifications and Experience

• Qualifications relevant to the role (e.g., Compliance, Risk Management, Business, Law, or related field).
• Minimum 5+ years of experience in AML/CFT, compliance, audit, or risk in a financial services environment.
• Strong knowledge of relevant legislation, including:
  • Criminal Justice (Money Laundering and Terrorist Financing) Acts
  • Central Bank of Ireland AML/CFT Guidelines
  • EU and UN financial sanctions regimes
• Proactive approach to risk identification, problem solving, and decision making.
• Excellent communication and interpersonal skills.
• Proven experience in conducting risk assessments, monitoring, and compliance reporting.
• Commitment to ongoing professional development.

This role is a Controlled Function CUCF2 under the Central Bank of Ireland's Fitness and Probity regime and Fitness and Probity Standards will apply.

How to Apply

Applications including CV by email only addressed to: before 5pm Friday 17th April 2026.

NOTE: This position will be advertised both internally and externally. Short listing may apply and assessment will be done on the basis of the information provided in the application. Hybrid working option may be available for this role.

St. Canice's Kilkenny Credit Union Ltd is an Equal Opportunities Employer.