Advice Framework Manager

Closing Date 18/09/2026

Lloyds Wealth aims to improve the way financial advice is offered by making it more affordable, accessible and impactful for more people.

A high-impact opportunity to shape the standards, guidance and regulatory framework that support the delivery of suitable financial advice across Lloyds Wealth.

At Lloyds Wealth, delivering good client outcomes is at the heart of everything we do.

As regulation, client expectations and the advice landscape continue to evolve, we're looking for an experienced advice professional who can turn complex requirements into practical solutions and help shape how advice is delivered across the business.

Location National (you'll work from one of our hub locations at least two days per week in Edinburgh, Leeds, London, Dundee or Bristol)

Type Permanent Salary £62,000 - £69,500 (£73,500 - £81,500 in London)

The role

As Advice Framework Manager, you'll play a central role in developing and maintaining the Advice Framework and associated control environment that underpins advice delivery across Lloyds Wealth. Combining strong technical expertise with sound judgement and commercial awareness, you'll interpret regulatory requirements, provide expert guidance on suitability and help the business navigate complex advice challenges. You'll ensure our advice standards remain robust, proportionate and aligned with regulatory expectations, business risk appetite and the delivery of good client outcomes. You'll work closely with colleagues across Proposition, Risk, Compliance, Client Office and Change, influencing proposition developments, regulatory projects and business change. You'll also act as a trusted adviser to projects and governance forums, providing clear recommendations, constructive challenge and practical solutions.

Why join us?

• Shape how advice is delivered.
• Play a central role in developing the standards and framework that support suitable financial advice across Lloyds Wealth.
• Become a trusted expert.
• Provide authoritative guidance on suitability, advice standards and complex regulatory matters.
• Make a meaningful impact.
• Help ensure advisers are supported to deliver consistently good outcomes for clients.
• Influence across the business.
• Work with senior stakeholders across Proposition, Risk, Compliance, Client Office and Change.
• Turn complexity into clarity.
• Translate evolving regulation and industry guidance into practical standards, controls and business requirements.
• Drive continuous improvement.
• Identify emerging risks, strengthen the advice control environment and improve the support available to advisers.

What you'll bring:

• You'll hold a Level 4 Diploma in Regulated Financial Planning, or an equivalent qualification, as a minimum.
• A strong understanding of the FCA regulatory framework for financial advice, including suitability requirements, Consumer Duty and conduct expectations.
• Significant experience within financial advice, advice frameworks, suitability, technical consultancy, proposition, compliance or a related discipline.
• Proven ability to interpret complex regulation and translate it into practical standards, guidance and business requirements.
• A strong understanding of what constitutes suitable advice and good client outcomes
• Experience developing, maintaining or overseeing advice standards, frameworks, controls or governance arrangements.
• The confidence to guide, influence and constructively challenge senior colleagues and governance forums.
• Strong analytical and problem-solving skills, with the ability to assess complex issues and recommend proportionate solutions.
• Experience producing reports and presentations for senior governance forums, including summaries of regulatory change
• A pragmatic, solutions-focused approach and the judgement to balance client needs, regulatory expectations, commercial considerations and firm risk appetite.

This job vacancy may close earlier than the advertised date if a suitable candidate is found.

Some fantastic benefits our colleagues enjoy:

• Generous Holiday Entitlement: 30 days of annual leave plus bank holidays, with the option to buy or sell 5 days.
• Health & Wellbeing: Company-paid Private Medical Insurance, Life Insurance, and Health Screening.
• Company Pension Contribution: A matched pension contribution of up to 15% of your base pay.
• Cash Allowance: Flexible allowance to spend on additional benefits personal to you, including: dental cover, paid sabbatical leave, gym membership, menopause support.
• Bonus Opportunity: Dependent on individual/company performance (eligible after 3 months' service)
• Financial Advice: Access to free financial advice to help secure your financial future.

To find out more, please visit the Rewards and Benefits section of our Careers website.

We support flexible working:

We know how important it is to be able to achieve a balance. We want to support your lifestyle as well as meeting our business needs, so will always aim to be flexible. As well as traditional working patterns, we have colleagues who work informal flexible hours, reduced working hours, and have job-sharing arrangements. Many colleagues work from home, or in a hybrid way.

You belong here:

We embrace individuality and diversity of identity, experience, and thought. We actively strive for inclusive behaviours and actions, making appropriate adjustments for disabilities, health conditions and neurodiversities. We ensure equal opportunities for all and transparently report on gender pay to promote fairness.

If there is no suitable role for you now, keep checking in. New roles come live all the time and they don't always stick around for long!

If you need more insight about what it's like to work here, check out our careers page.