Senior Property and Casualty Underwriter
Posted 12 days 6 hours ago by NET Recruit
£60,000 - £70,000 Annual
Permanent
Full Time
Other
London, United Kingdom
Job Description
Your Company:NET Recruit are searching for a Senior Property & Liability Underwriter to join a highly regarded insurance organisation in a hybrid role, with attendance required in a London office. The business is continuing to invest in its underwriting capabilities and digital trading platforms, offering the successful candidate the opportunity to contribute directly to portfolio development, underwriting performance and product innovation within a collaborative and forward-thinking team.Your Role and Responsibilities:While in this position your duties may include but will not be limited to:
- Supporting the Portfolio Underwriter Manager for Property & Liability in delivering underwriting strategy and operational objectives
- Making sound underwriting decisions within delegated authority in line with appetite, guidelines and profitability targets
- Underwriting SME to mid-market Property & Casualty risks including Commercial Combined, Property Owners and Shop Package products
- Managing and responding to online underwriting referrals, assessing risks and providing commercially balanced decisions
- Acting as a referral point for the underwriting team and supporting colleagues with complex cases outside their authority
- Developing and maintaining strong broker and client relationships to support sustainable portfolio growth
- Working with Broker Development Managers to identify new broker opportunities, schemes and facilities
- Supporting the development and optimisation of eTrade products by analysing referral, conversion and decline rates
- Assisting with the management of digital delegated authorities and online underwriting platforms
- Monitoring portfolio performance through data analysis and management information to identify trends and opportunities
- Producing regular reports on new business, renewals, quotability and conversion metrics, including improvement recommendations
- Liaising with claims teams on complex cases requiring underwriting input
- Supporting policy wording development and maintaining endorsements in line with market and regulatory changes
- Collaborating with actuaries and internal stakeholders to support pricing, governance and portfolio performance
- Ensuring underwriting activity complies with regulatory requirements, company policies and governance frameworks
- Strong underwriting experience within Property & Casualty insurance, ideally SME to mid-market risks
- Good knowledge of the London insurance market and commercial general insurance products such as Commercial Combined or Property Owners
- Experience working with eTrade platforms and digital underwriting environments
- Ability to analyse underwriting data including conversion rates, referrals and portfolio performance
- Understanding of how data supports automated underwriting and digital trading processes
- Strong analytical, problem-solving and decision-making capabilities
- Excellent communication skills with the ability to build strong broker and stakeholder relationships
- High attention to detail with strong commercial awareness
- Advanced Microsoft Excel skills and confidence working with underwriting data
- Experience with delegated authority management would be advantageous
- Proactive and commercially minded with the ability to influence and support business growth
- Progress toward ACII qualifications would be beneficial but not essential