Senior Credit Risk Expert - Quality Assurance Function

The Global Credit Risk department sets the credit risk strategy, ensuring that ING's lending practices are in line with its risk tolerance and regulatory requirements and managing credit restructuring from a global and central point. Global Credit Risk plays a critical role via its credit risk policies, credit risk appetite setting and credit risk portfolio management in protecting the bank from losses due to defaults or economic downturns. Credit Risk Quality Assurance You will be part of the Credit Risk Quality Assurance team, a high-performing global function within Credit Risk Frameworks & Control. The team is responsible for executing second-line testing on credit risk policy adherence, identifying control failures, and supporting regulatory engagements. QA works closely with Credit Risk Processes & Control, Risk Management, and business lines to ensure that credit risk controls are not only well-designed but also consistently executed. As a senior member, you will help shape the team's testing methodology, coach junior colleagues, and represent QA in strategic discussions with senior stakeholders. As a Senior Credit Risk Expert - Quality Assurance, you will lead independent testing efforts across the credit risk lifecycle, ensuring ING's controls are effective, compliant, and futureready. You will guide junior colleagues, challenge execution, and drive remediation of issues across global teams. You will be responsible for designing testing methodologies, leading reviews, and presenting findings to senior management. As a Senior Credit Risk Expert - Quality Assurance, you will: Lead 2LoD policy adherence testing, define testing methodology, and prepare planning cycles. Select risk-based samples using data analytics and guide junior colleagues in execution. Independently draft high-quality QA reports, register observations, and propose concrete improvements. Represent ING in regulatory and audit engagements, managing high-priority issues and ensuring effective resolution. Coach and mentor junior team members, fostering a culture of excellence and continuous learning. Rather than focusing on individual transactions or portfolios, you will leverage your knowledge of lending and portfolio management to identify systemic improvement opportunities, strengthen credit risk controls, and drive enhancements across ING's global credit risk framework. The insights gained from reviewing multiple portfolios, products, and geographies allow you to contribute to bank-wide improvements and influence the future of credit risk management at ING. A Master's degree. Experience in first-line credit risk, lending, underwriting, or portfolio management is highly valued, as it provides a strong foundation for challenging processes, identifying control weaknesses, and driving sustainable improvements across the organization Experience supervising junior colleagues and leading initiatives. Strong stakeholder management and communication skills. 25-28 vacation days depending on contract Curious about how ING empowers people and businesses to move forward?