Lead Manager - Analytics and Modelling

At Metro Bank, we believe the best banking experience starts with people who genuinely care. We're not just delivering banking services - we're building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

What you will do:

• Lead the production of cross bank highly complex and technical credit risk reporting suites including but not limited to ICAAP, P2A, P2B, forecasting, annual budgeting processes, and the bank's long term plan. Responsible for the accuracy of these reports, ensuring they are delivered in a timely manner and provide the right level of insight.
• Manage a team of direct reports and oversee the deliverables of other colleagues across the wider risk teams, ensuring high quality team output and being responsible for colleague development, continued focus of strengthening and optimising processes, and ensuring cross training of key processes within the team to minimise key person dependencies.
• Lead the development, implementation and oversight of the technical forecasting and stress testing approaches, being able to leverage complex quantitative modelling approaches as part of the strategic objective of strengthening the bank's forecasting and stress testing framework.
• Managing and overseeing the implementation of highly complex credit risk modelling suites, in alignment with the bank's strategic and financial plans.
• Oversee the delivery of forecasted and stressed credit risk impairments, including IRB risk weighted assets, for use in strategic and financial planning, and capital adequacy assessment (ICAAP) - includes working closely with Finance, Product and Strategy teams to understand inputs into the financial planning process, and with Credit Risk Modelling and IFRS9 teams to understand credit risk models.
• Highlight complex and technical subject matter and support and influence stakeholders to make the right informed decisions.
• Develop and lead production of reports and Board level papers for stressed credit risk RWAs and impairments, including understanding and presenting the drivers of changes and the associated financial impacts.
• Liaise with various senior stakeholders across Retail Credit, Commercial Credit and Credit Risk Modelling teams to provide credit risk insight and stress testing analysis for the ICAAP and business planning and decisions.
• Provide expertise and advice to colleagues across the Bank on credit risk RWAs.

What you will need:

• Excellent experience in credit risk data analysis with the ability to work with technical data and reporting teams to produce high quality and well controlled output.
• Extensive experience in developing and implementing credit risk impairment and IRB RWA forecasting and stress testing frameworks.
• Extensive knowledge of credit risk management across both retail and commercial portfolios.
• Strong understanding of credit risk regulatory requirements with particular focus on IFRS9, credit risk RWAs and ICAAP.
• Experienced in using SAS and overseeing others in its use.
• Extensive experience in model development, either as a designer, developer or in a validation capacity.
• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders.

Our promise to you

• We will make sure that you are well rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).

Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates Good luck!