Independent Financial Advisor

Self-Employed Independent Financial Adviser (IFA)

Location: Leicestershire (Field-Based)

Client Bank Inheritance: £18M AUM 125 Clients

A rare and highly attractive opportunity has arisen for an experienced Independent Financial Adviser to inherit a fully active, well-maintained client book in Leicestershire. This is a field-based, self-employed role offering both income stability from day one and significant scope to grow.

The Opportunity

You will take over a client portfolio originally built by a now-retired adviser, comprising approximately 125 households with circa £18M assets under management. Clients are loyal, engaged, and accustomed to regular annual reviews. The typical client holds £100K+ AUM, with a healthy mix of larger and smaller cases.

The existing clients pay 1% ongoing fees, which generates £180,000 ongoing fee income and provides a stable basic income of approximately £56,000 in the first year, before any new business is written and after Paraplanning & Admin fees are subtracted.

Income Structure

• Ongoing Servicing: Clients pay 1% ongoing; adviser receives 35% for delivering annual review services
• New Business (from inherited book):50% split
• Self-generated new business:60% split
• Immediate earnings from existing ongoing fees

Support & Infrastructure

• Paraplanning & Admin Support: Provided, subject to fees - can be discussed during interview process
• PI Insurance & Compliance: Fully provided
• Lead Generation: Strong historic lead flow, especially via teaching sector specialism, webinars, seminars, and warm leads
• Network: 24 advisers nationwide (strong presence in Yorkshire, minimal crossover)

What We're Looking For

• Minimum 3+ years' experience as an IFA / Financial Planner
• Level 4 Diploma qualified (Chartered or working towards Level 6 advantageous)
• Strong communication and relationship-management skills
• Comfortable working autonomously in a field-based environment
• Client-centric, ethical, and proactive

Your Role

• Deliver annual reviews and holistic financial planning across pensions, investments, protection, and estate planning
• Maintain and grow established client relationships
• Develop new business from existing clients and through external opportunities
• Uphold the highest standards of FCA compliance

Why This Opportunity?

• Immediate income stability with a £56,000 baseline in year one
• Ready-made client bank with strong long-term potential
• Supportive infrastructure without the limitations of an employed model
• Real autonomy to manage your business how you want
• Proven lead-generation model and strong adviser community