Independent Financial Advisor

Brook Street are working with a highly reputable company who are looking to add to their Financial Services team with an additional IFA. This role is offering a list of benefits, encouraging working environment with flexible working and competitive salary.

Role Overview

• Provide tailored investment and financial planning advice to high-net-worth individuals.
• Retain and nurture existing client relationships, ensuring ongoing satisfaction and trust.
• Convert referrals from internal departments (private client, corporate, serious injury) and external sources into new business opportunities.
• Proactively develop your client base through networking and business development activities.
• Travel to meet clients, primarily within an hour of the office, with occasional national travel.

Key Responsibilities

• Conduct in-depth reviews of clients' financial circumstances, goals, and existing provisions.
• Develop and present comprehensive financial plans covering pensions, investments, tax planning, insurance, estate planning, trusts, and inheritance tax mitigation.
• Maintain up-to-date knowledge of FCA regulations and financial legislation, ensuring all advice is compliant and in the client's best interest.
• Prepare risk analyses, financial reports, and recommendations tailored to individual client needs.
• Build and maintain strong, trust-based relationships with clients, acting with the highest ethical standards at all times.
• Engage in ongoing professional development and maintain required certifications.

Requirements

• Level 4 Diploma in Financial Planning (e.g., DipPFS via CII or equivalent through LIBF)
• Statement of Professional Standing (SPS), renewed annually with evidence of ongoing CPD (minimum 35 hours per year)
• FCA authorisation (either individually or under a regulated firm)
• Demonstrable experience advising high-net-worth clients
• Strong technical financial knowledge and analytical skills
• Excellent communication skills, with the ability to explain complex concepts clearly

Benefits

• 25 days holiday plus bank holidays
• Two Corporate Social days
• Birthday day off
• Death in service cover (2x annual salary)
• Auto-enrolment pension scheme
• Hybrid working model
• Employee Assistance Programme
• Discounts at local businesses

Apply now or contact Luke at Brook Street Cardiff