Head of Data Science

Join The Revolution In Fintech Car Finance

We're Carmoola - a bold, disruptive fintech shaking up the car finance industry for good. After a hugely successful launch and securing over £240m in funding (backed by incredible investors like QED), we're scaling fast. Really fast.

Your Role in Our Story

We are looking for an exceptional and seasoned Head of Data Science. You will lead the company's Credit Scoring, Fraud, and Collections / Customer Engagement analysis strategy.

Responsibilities

• Working within the credit and analytics team to build a world class lending platform
• Analyse ways to increase acceptance rates while maintaining performance
• Identify data and algorithmic opportunities to reduce fraud risk
• Own the Collections strategy and deliver solutions to improve debt recovery
• Create analytic testing frameworks

What You'll Need:

• 5 years+ experience in an analytically strong financial services provider
• Eagerness to get 'stuck in', collaborate with different teams and work across a wide range of different areas.
• A good understanding of the regulatory environment, especially responsible lending (creditworthiness/ affordability)
• Experience in using the latest data science techniques to enhance decisioning
• Strong background in risk management

• Competitive salary (£120-£140k, depending on experience)
• Equity/options package
• The opportunity to build and shape a data science function from the ground up
• A vibrant, innovative working environment with a talented, supportive team
• Hybrid working model with a modern office in Primrose Hill London

Join Carmoola in reshaping the world of car finance with your data skills. We celebrate diversity and encourage individuals from all backgrounds to apply. Carmoola is driving change in car finance - come be part of it!