Credit Quality Assurance

Credit Quality Assurance Manager

Bridging & Development Finance

London (4 days office / 1 day WFH)

TBC

KFS Recruitment are delighted to be working with a new and exceptionally well-backed specialist property lender entering the UK market.

Our client is launching with significant institutional funding and backing from some of the world's leading banks, with an ambitious strategy to become a major player in the bridging and development finance sector.

As part of their continued build-out of the credit function, they are now seeking an experienced Credit Quality Assurance professional to join the business and play a key role in ensuring the highest standards of underwriting and credit governance.

This role will suit someone currently working within a specialist lender or challenger bank, ideally with exposure to bridging finance, development finance or specialist real estate lending.

The Role

The Credit Quality Assurance Manager (CQA) will be responsible for independently reviewing credit decisions and underwriting processes to ensure they meet internal policies, regulatory expectations and best practice across the specialist lending sector.

Bridging loans are typically short-term, property-backed facilities used to bridge funding gaps between transactions or developments, often requiring strong due diligence on security, loan-to-value and exit strategies.

This role will help ensure lending decisions remain robust, consistent and aligned with the lender's credit appetite as the loan book grows.

Key Responsibilities:

• Conduct post-completion credit file reviews across bridging and development finance loans
• Assess underwriting quality against internal lending policy and credit risk appetite
• Identify trends, risks and areas for improvement across the credit function
• Produce quality assurance reports and feedback for senior credit leadership
• Ensure credit processes remain compliant with internal governance and regulatory expectations
• Work closely with underwriting, risk and portfolio teams
• Provide constructive feedback and training to credit teams where required
• Support the ongoing development of credit frameworks, policies and procedures

Candidate Requirements

We are keen to speak with candidates who have experience within specialist property lending environments, including:

• Bridging lenders
• Development finance lenders
• Specialist property lenders
• Challenger banks active in real estate lending

Candidates may currently work within organisations such as lenders similar to:

• Specialist challenger banks
• Property finance lenders
• Private credit platforms

Experience Required

• Proven experience in Credit Quality Assurance, Credit Risk or Credit Audit
• Strong exposure to bridging finance and development finance lending
• Deep understanding of credit underwriting standards and loan structuring
• Experience reviewing loan documentation, valuations, exit strategies and security structures
• Strong analytical skills and ability to challenge lending decisions constructively

Why This Role Stands Out

• Join a new lender launching with significant institutional backing
• Opportunity to help shape the credit governance framework from the ground up
• Exposure to a growing bridging and development finance loan book
• Work closely with senior leadership in a high-growth lending platform

Location & Working Pattern

London

4 days in the office / 1 day working from home