Commercial Underwriter

Commercial UnderwritersSalary: £30,000 - £40,000Location: Brierley Hill, BirminghamHybrid: After initial 6-8 weeks training period About the Role Outsource UK are recruiting on behalf of a leading insurance agency that is experiencing significant growth. They are seeking talented Commercial Underwriters to join their thriving team. This is an excellent opportunity for experienced Underwriters or professionals with an insurance or broking background looking to develop a career in underwriting.The Role As a Commercial Underwriter, you'll play a key role in driving new business growth, managing renewals, and maintaining profitability. You will work closely with brokers, partners, and internal teams to deliver exceptional service, analyse risk, and make informed underwriting decisions.Key Responsibilities:

• Profitably underwrite new business, secure renewals, and manage Mid-Term Adjustments (MTAs).
• Build and maintain strong relationships with brokers, partners, and stakeholders.
• Analyse data and make informed decisions to manage risk effectively.
• Ensure all underwriting adheres to governance practices and maintain accurate records.
• Collaborate with sales, operations, and underwriting management to deliver the agency's proposition.
• Plan, prioritise, and manage your workload to meet customer and business needs.

Skills and Experience:

• Commercial underwriting background / MGA experience, or a broker background with exposure to Delegated Authority.
• Cert CII qualified or working towards qualification (desirable).
• Strong communication and interpersonal skills.
• Exceptional attention to detail, organisation, and technical underwriting knowledge.
• Commercial awareness with a trading mindset.
• Ability to prioritise deadlines and manage workload effectively.
• Negotiation and customer service skills with a team-oriented attitude.
• Proficiency in Microsoft Word, Excel, and PowerPoint.

Benefits:

• Flexible Workplace Pension Scheme up to 16%.
• Minimum 27 days holiday plus bank holidays.
• 1 Paid Volunteer Day per year.
• Hybrid working - balance of home and office-based work.
• Health Cash Plan & Virtual GP Services.
• Access to mental health support and Employee Assistance Programme.
• Professional development funding and support to achieve industry qualifications.
• Employee recognition awards and social events.
• Long service awards, free onsite parking, matched charity funding, and Death in Service benefit.

Who We're Looking For If you are passionate, enthusiastic, and thrive in a collaborative environment, this could be the perfect opportunity for you. Whether you are an experienced Underwriter or have an insurance/broking background with Delegated Authority exposure, this role offers a supportive platform to grow your career.Apply today by submitting your CV and a covering letter to Outsource UK to join a team committed to excellence, innovation, and professional growth.Inclusion Statement: Outsource UK is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. You'll receive fair consideration for your application regardless of your race, religion or belief, gender, gender identity or expression, sex, sexual orientation, disability, marriage and civil partnership, pregnancy and maternity, or age. We're proud Corporate Members of the Hidden Disabilities Sunflower. If you need any adjustments at any stage - from application to interview or in your new role - please let us know. We're here to support you every step of the way. We believe diversity of thought and background makes us stronger, and we welcome applications from people of all backgrounds and life experiences.