Claims Executive - Corporate & Commercial

Posted 19 hours 1 minute ago by 2136GB00 Howden UK Brokers Limited

Permanent
Full Time
Other
Staffordshire, Birmingham, United Kingdom, B19 1
Job Description
Overview

Managing end to end claims process regardless of size, including investigation, evaluation, negotiation, and settlement of insurance claims.

  • Utilise comprehensive knowledge of insurance policies, coverage types, and claims procedures to accurately assess and adjudicate claims within established timelines and guidelines.
  • Collaborate closely with internal departments, external vendors, and other stakeholders to ensure timely and efficient resolution of claims.
  • Analyse claims data, identify trends, develop strategies to mitigate risk, create reports, reduce claim frequency, and improve overall claims management processes.
  • Provide leadership, guidance, and mentoring to the Claims Handler and other junior team members to foster a culture of excellence and accountability and continuous improvement.
  • Develop and maintain strong relationships with clients, brokers, insurers, loss adjusters/ assessors/ 3rd party legal representatives and industry partners to enhance customer satisfaction and loyalty.
  • Stay abreast of industry trends, regulatory changes, and emerging technologies to drive innovation and make better informed decisions.
  • Prepare and present reports and presentations, highlighting key performance indicators.
  • Visit clients in the event of a loss to investigate surrounding circumstances and build a robust claim that brings a swift, favourable conclusion.
  • Negotiate with insurers to obtain the best possible settlement terms under the terms of the policy.
  • Act as an advocate of the claims function and settlements.
Knowledge and Qualifications
  • Strong understanding of insurance policies, coverage types, and claims procedures (essential).
  • Brokerage experience (essential).
  • Strong client relationship management experience (essential).
  • Understanding of general and legal principles of insurance.
  • Understanding of the relevant regulatory and legal frameworks.
  • GCSE Maths and English (or equivalent); A levels desirable.
  • CII & CILA desirable.
  • BDMA certificate - British Damage Management Associate.
Skills
  • Excellent analytical, problem solving, and decision making skills (essential).
  • Outstanding communication, negotiation, and interpersonal skills (essential).
  • Customer focused approach (essential).
  • Ability to work independently, prioritise tasks, and meet deadlines in a fast paced environment.
  • Confident, assertive and resilient under pressure.
  • Ability to provide constructive feedback, coaching, and mentoring to support the professional growth of junior team members (essential).
  • Ability to adapt to diverse personalities, perspectives, and cultural backgrounds, fostering inclusive and collaborative work environments.
  • Experience in compassionate care by providing emotional support, guidance, and encouragement to clients in difficult or distressing situations (essential).
Benefits
  • A career that you define.
  • We value diversity and are committed to providing reasonable accommodations and adjustments.
  • Flexible hours and hybrid working arrangements where possible.