Autonomous Vehicles Underwriter

Overview

Autonomous Vehicles Underwriter to shape, develop and grow underwriting capabilities in the UK. If you're hands on and eager to disrupt the traditional insurance market to make real change, this is the role for you.

AVs represent Zego's most significant strategic growth area, attracting cross-functional investment across product, data science, engineering, and commercial teams. As the first dedicated AV underwriter, your work will be pivotal to Zego's future success.

Purpose of the role

Reporting to the Head of Underwriting, this newly created role contributes to the development and growth of our AV portfolio in the UK, focusing on top line growth while maintaining adequate loss ratios. You will work with an elite group of teammates across pricing, commercial, claims and product, and be the go-to person for motor insurance knowledge, ensuring our products meet current and future customer needs.

What you will be doing

• Pioneer AV Insurance: develop creative, future-facing underwriting strategies for autonomous fleets, human-supervised systems, and AV-enabled platforms. Innovate beyond traditional risk frameworks to accommodate new driving behaviors, ownership models, and liability paradigms.
• Shape AV Portfolio Growth: own and grow Zego's AV book in the UK, balancing ambitious top-line GWP growth targets with disciplined portfolio profitability and loss ratio management.
• Develop Broker & Commercial Partnerships: support sales and commercial teams in structuring AV insurance solutions for our broker network and direct clients. Be the underwriting lead on new business opportunities and renewals.
• Build Process & Infrastructure: define and streamline underwriting workflows, data capture, and decision logic for scalable AV insurance operations. Bring clarity to an evolving regulatory and technical landscape.
• Own the Knowledge Stack: act as Zego's internal expert on AV-related insurance, from UK motor regulations to AV-specific liability trends and actuarial assumptions. Represent Zego in conversations with reinsurers, MGAs, OEM partners, and the wider AV ecosystem.

What you will need to be successful

• Underwriting Experience: 3+ years of UK motor fleet underwriting experience, ideally with exposure to AVs, connected vehicles, or other next-gen mobility risks.
• AV Domain Curiosity: demonstrated interest or involvement in autonomous vehicle technologies, through underwriting, academic work, regulatory study, or commercial partnerships.
• Startup Mentality: self-starter, proactive and creative. Willing to work fast and make commercial considerations in a VC-backed start-up environment, with a strong desire to build scalable solutions.
• Deep Insurance Knowledge: in-depth knowledge of the insurance market, policy wordings and guidelines.
• Creative Commercial Thinking: ability to balance profitability and growth in underwriting decisions and devise creative solutions to resolve trade-offs and disrupt the insurance industry.
• Cross-disciplinary expertise: strong communication skills and experience working with pricing, sales/broking, product management and operations. Comfortable articulating underwriting ideas with internal and external partners.
• Passionate to make real changes for customers!

What's it like to work at Zego?

Joining Zego is a career-defining move. We're spread throughout the UK and Europe, united by a drive to get things done. We're proud of our culture - a friendly and inclusive space where we lift each other up and celebrate our wins every day. There's room to learn and grow, and you'll have the freedom to steer your career wherever you want.

You'll work alongside a talented group who embrace differences and aren't afraid of a challenge. We recognise achievements, learn from mistakes, and help each other be the best we can be. Together, we're making insurance matter.

How we work

We believe teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. Spend at least one day a week in our central London office, combining collaborative face time with flexible home-working to balance work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work. At Zego, we encourage curiosity and intentional use of AI to drive practical impact. You'll have tools, support, and freedom to do meaningful work.

Benefits

We offer a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and wellbeing benefits. Annual flexible hybrid working contribution supports travel to the office or personal development.

There's more to Zego than a job - check out our blog for insights, stories, and more.

We're an equal opportunity employer and value diversity. We do not discriminate on race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.