Foundations of Corporate Credit Risk Analysis

Build credit risk expertise with hands-on financial analysis

Credit risk is at the heart of smart lending and sound financial decisions. By learning how to assess a company’s ability to repay debt, you can better protect businesses—and advance your career.

This two-week course, designed to fit around your schedule, will give you the ins-and-outs of corporate credit risk analysis, from evaluating financial statements to understanding business risks.

By the course’s end, you’ll have the confidence to spot financial warning signs and make well-informed credit decisions that support the financial health of your organisation.

Grasp credit risk fundamentals

Begin by exploring the core concepts of credit risk and why they matter to businesses and financial institutions. You’ll learn how credit risk fits into lending decisions and the broader financial ecosystem.

This week also covers key financial ratios, cash flow analysis, and common pitfalls in assessing creditworthiness, giving you a solid foundation to build on.

Evaluate financial statements with confidence

On this course, you’ll dive into the practical skills needed to interpret balance sheets, income statements, and cash flow statements.

You’ll learn to identify signs of financial distress and understand how different industries impact credit risk profiles.

Understand business risks and mitigation strategies

Next, you’ll expand your knowledge by examining external and internal risks that affect a company’s ability to repay debt. This includes market conditions, operational challenges, and management quality.

You’ll also explore how lenders manage risk through credit limits, covenants, and monitoring, equipping you to recommend effective risk controls.

This course is designed for professionals working in banking and finance who utilise credit in their roles. You could be an analyst, underwriter, or relationship manager, or simply someone looking to deepen your understanding of credit risk to support better business decisions.

This course is designed for professionals working in banking and finance who utilise credit in their roles. You could be an analyst, underwriter, or relationship manager, or simply someone looking to deepen your understanding of credit risk to support better business decisions.

• Construct a structured framework for conducting comprehensive corporate credit analysis.